RPLovatt Insurance - Back to Home

Landlord insurance
(Commercial or Residential)

We can offer a comprehensive range of landlord insurance packages, with leading insurers. Get a quote online for:

Commercial Property Insurance
Landlords Let Property Insurance quote

Landlords Let Property Insurance
Landlords Let Property Insurance quote

Landlords Unoccupied Insurance
Landlords Unoccupied Insurance quote

RPLovatt have flexible and cost-effective policies aimed at protecting a landlord's investment, by covering buildings and contents (limited contents policies are also available for partly furnished properties). In addition, we can provide cover for legal expenses and rental income protection.

Who do we cover?

Our landlord insurance polices can cover properties let to tenants who are:

  • Professionals
  • Students
  • DSS/Unemployed
  • Retired

Buildings Insurance

Our landlord insurance polices, cover the rebuilding of the insured property following loss or damage caused by fire, impact, malicious damage, lightning, explosion, earthquake, theft, subsidence, storm, flood, escape of water/oil and more. Optional accidental damage is also available. We can also offer cover for private houses, apartments (either for part or the entire 'block'), unoccupied properties and holiday homes.

Contents Insurance

Contents are covered for the same perils as stated in Buildings Insurance, but also include other benefits such as loss of metered water and damage to TV aerials.

Policies we arrange can include the following benefits, (often excluded by most insurers).

  • Malicious damage by a tenant
  • Loss of rental income following a claim of an insured peril
  • Cost of alternative accomodation for tenants
  • Property owner's, landlord's and employer's liability

We have flexible options for excesses (the amount you pay of a claim).

Legal Expense Cover & Rental Income Protection

Tenancies can be subject to disputes, which often occur within the first few months of a tenancy, and can be costly to resolve.

Forward planning is always adviseable. We can offer a range of legal and rental income protection policies to include the following benefits:

  • Specialist solicitors to protect landlords
  • Costs covered for settling disputes for unpaid rent or damage to the landlord's property

If you need any further information, please contact us.